Purchase Taxi Excess Insurance

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Excess Cover Levels

Benefits – Exclusions – Documentation

Product Summary

Taxi Excess Protect
Motor Excess Insurance for Taxis

Excess Protection Insurance provides you with peace of mind. This innovative solution reimburses your excess payments on your car insurance policy, which means if you are unfortunate enough to have to claim on your car insurance then the excess on that insurance is covered up to the value of the excess protection that you have taken out (Subject to certain terms and conditions)

Example

For example if you or an authorised driver of your car had an accident and the claim cost was £2,687, and your excess was £500, then you would have to pay that £500 before the repair garage would release your vehicle. Or your car might be stolen, and your insurer would pay you the value of the car less that £500 excess. If an accident is not your fault but it takes longer than 6 months to get your excess back from the liable party then again you get paid out.

How it Works?

You have to select the amount of cover you require for the year. The options available to you for a 12 month policy are:

  • Annual Cover – £300 = £38
  • Annual Cover £500 = £45
  • Annual Cover £1000 = £70

Prices are inclusive of IPT (Insurance Premium Tax)

What’s Covered

Cover Provided
1. Subject to the appropriate premium being paid, the Insurer will pay You in each relevant Period Of Insurance, an amount equal to the amount of the Excess in relation to each settled claim on Your Motor Insurance Policy up to Your Cover Limit in respect of claims arising as a result of fire, theft, flood, vandalism or an accident that was your fault, or partially Your fault, or where within 6 months You are unable to recover Your Excess from a liable third party.

Please refer to the Certificate Of Insurance or Confirmation Of Coverage document for Your annual aggregate Cover Limit.

Who Is Eligible To Purchase This Policy?
Any person: –
Permanently resident in the United Kingdom (England, Wales, Scotland, Northern Ireland, Channel Islands and the Isle of Man).
Any person who has a current and valid UK driving licence, or hold a full internationally recognised licence.

General Conditions Applicable
You must comply with the following conditions to have the full protection of your policy.
1. Cover is provided under the following “Use Types”;

A – Social Domestic & Pleasure
B – Personal Business Use by Policyholder
C – Personal Use by a Named Driver(s). D -Personal Business Use by Policyholder Named Driver(s)
E – Business use by Policyholder / Named Driver(excluding Commercial Travel)
F – Hire and reward use by the Policyholder only.

  • Approved driving instructors’ are included.
  • This policy will continue to respond for the period of the insurance or until Your chosen cover limit is exhausted; whichever comes first.
  • The Motor Insurance Policy that You have must be current and valid and provided by an FCA regulated and authorised UK insurer.
  • The Policyholder as stated on the Certificate of Insurance or Confirmation of Coverage document must match the lead name of the individual on the motor insurance policy that has responded, and to which this policy will respond to the amount of the Excess.
  • Only when the Excess of the current and valid main insurance policy is exceeded and following the successful claim payment will this policy respond.
  • In the event that any misrepresentation or concealment is made by You or on Your behalf in obtaining this Insurance or in support of any claim under this Insurance this policy may be voided and no refund of premium will be given.

For a complete breakdown of Exclusions and Benefits then please refer to this products Fey Facts and Policy Wording documentation.

Purchase Information

Notice

Please NOTE: Policies are generated automatically and will be ready for download once you complete your purchase. If for some reason you are not re-directed to your downloads page then please call one of our Agents on 0870 474 0148

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Goodbye Excess the one stop shop for all of your Excess Protection needs. Insurance premiums are going up and so are the excesses that insurance companies demand. Young drivers are hit the hardest so protect yourself TODAY! from a high and nasty Excess loss. Goodbye’s Motor Excess Insurance covers both cars and motorbikes so all you have to decide on is your level of cover and checkout. Happy Shopping!