Purchase Motorbike Excess Insurance

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Excess Cover Levels

Benefits – Exclusions – Documentation

Product Summary

Motor Excess Protect
Excess Insurance For Cars and Motorbikes/Cycles

Excess Protection Insurance provides you with peace of mind. This innovative solution reimburses your excess payments on your car/motorbike insurance policy, which means if you are unfortunate enough to have to claim on your car insurance then the excess on that insurance is covered up to the value of the excess protection that you have taken out. (Subject to certain terms and conditions).

Example

For example if you or an authorised driver of your car had an accident and the claim cost was £2,687, and your excess was £500, then you would have to pay that £500 before the repair garage would release your vehicle. Or your car might be stolen, and your insurer would pay you the value of the car less that £500 excess. If an accident is not your fault but it takes longer than 6 months to get your excess back from the liable party then again you get paid out.

How it Works?

You have to select the amount of cover you require for the year. The options available to you for a 12 month policy are:

  • Annual Cover – £250 = £33
  • Annual Cover £500 = £38
  • Annual Cover £1000 = £48

Prices are inclusive of IPT (Insurance Premium Tax)

What’s Covered

Cover is provided for the reimbursement of the excess applicable under your motor insurance policy for which you are responsible following the successful settlement of a physical damage claim arising as a result of fire, theft, vandalism or an accident that was your fault, or partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.

You should make sure that you select a high enough level of cover to ensure that you don’t reach your cover limit to ensure you are never left out of pocket.

The only excesses that are not covered are glass excesses.

So the excess you have to pay as a result of the following for example would be covered:

  • An accident that is your fault or partially your fault
  • Your vehicle is damaged by fire
  • Your vehicle is damaged by vandalism
  • Your vehicle is damaged by flood
  • Your car is stolen
  • An accident that is not your fault but where you can’t get your excess back off the other driver.

For a complete breakdown of Exclusions and Benefits then please refer to this products Fey Facts and Policy Wording documentation.

Save Money!

Save even more money

If you opt for a higher excess on your motor insurance policy and you protect it with Excess Protection, you might be able to bring the cost of your motor insurance premium down, saving you even more money. Whether or not this action would prove to be worthwhile we dont know. Insurance companies often differ so check out all possible scenarios when talking to an insurance company.

Don’t forget though, that the higher the excess you have on your motor insurance, the higher the cost of the claim would need to be before your insurer will deal with the claim, and you cannot claim on Excess Protection if you cannot claim on your motor insurance.

Purchase Information

Notice

Please NOTE: Policies are generated automatically and will be ready for download once you complete your purchase. If for some reason you are not re-directed to your downloads page then please call one of our Agents on 0870 474 0148

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Goodbye Excess the one stop shop for all of your Excess Protection needs. Insurance premiums are going up and so are the excesses that insurance companies demand. Young drivers are hit the hardest so protect yourself TODAY! from a high and nasty Excess loss. Goodbye’s Motor Excess Insurance covers both cars and motorbikes so all you have to decide on is your level of cover and checkout. Happy Shopping!

RTR UK Ltd Dovecote House Middlecliffe Lane Little Houghton Barnsley South Yorkshire S72 0HW – Company Registration No 5174365 – CRM No 2737 – VAT 843195322 – Regulated by the Claims Management Regulator in respect of Claims Management Activities, its registration is recorded on the website http://www.justice.gov.uk/claims-regulation – RTR UK Limited is an appointed representative of MB&G Insurance Services Limited, which is authorised by the Financial Conduct Authority (FCA), Ref 306978.