Purchase Motor + Hire Excess Insurance

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Excess Cover Levels – New £2000 Level £120

Benefits – Exclusions – Documentation

Product Summary

Excess Protect Plus
Excess Insurance For Motor and Car Hire

Cover is provided for the reimbursement of the excess applicable under your motor insurance policy or car rental policy (UK and Worldwide) for which you are responsible following the successful settlement of a physical damage claim arising as a result of fire, theft, vandalism or an accident that was your fault, or partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.

If you do have to claim for an excess reimbursement on this policy we will also pay you in each relevant period of insurance an amount equal to 25% of your current motor insurance premium, up to your excess protection cover limit, subject to you renewing your motor insurance policy through your existing motor insurer. (please refer to the policy wording for full details)

For cover to apply the excess of the motor insurance policy must be exceeded by the value of the successful claim payment.

The maximum amount payable under this Excess Protect Plus insurance policy depends on the level of cover selected and for which the appropriate premium has been paid. Please refer to the certificate of insurance or confirmation of coverage document for your cover limit.

How it Works?

You have to select the amount of cover you require for the year. The options available to you for a 12 month policy are:

  • Annual Cover – £250 = £35
  • Annual Cover – £300 = £45
  • Annual Cover £500 = £60
  • Annual Cover £1000 = £70

Prices are inclusive of IPT (Insurance Premium Tax)

What’s Covered

Exclusions And Limitations
To purchase this Policy:

  • Permanently resident in the United Kingdom (England, Wales, Scotland, Northern Ireland, Channel Island and the Isle of Man).
  • Any person who has a current and valid UK driving licence, or hold a full internationally recognised licence.
  • This Policy does not cover or apply to:
  • Any claim that your motor insurance policy does not respond to or the excess is not exceeded.
  • Any claim on the motor insurance policy or car rental agreement which occurred prior to the attachment date of this insurance as shown on your certificate of insurance or confirmation of coverage that you were aware of at the time this policy was purchased.
  • Any claim notified to us more than 31 days following the settlement of your claim by your motor insurer.
  • Any motor claim that involves commercial travel where you are not the sole user driver.
  • Any contribution or deduction from the settlement of your claim against your motor insurance policy or car rental agreement other than the stated policy excess, for which you have been made liable.
  • Where a third party has waived or reimbursed you and made good the first amount of any claim, shown in the schedule under own damage of your motor insurance policy.
  • Any liability you accept by agreement or contract, unless you would have been liable anyway.
  • Any claim that is refused by your motor insurer against who you are claiming.
  • Motor insurance you must maintain at all times during the period of this policy a motor insurance policy issued by a UK registered and authorised motor insurer to you in respect of your car or motorcycle.
  • Any excess claim arising from glass repair or replacement
  • Claims for the Excess against the Car Rental Agreement where the persons driving are not named on the Car Rental Agreement.
  • Claims for the Excess against the Car Rental Agreement arising from operation of the vehicle in violation of the Car Rental Agreement.

For a complete breakdown of Exclusions and Benefits then please refer to this products Fey Facts and Policy Wording documentation.

licy Wording documentation.

Purchase Information


Please NOTE: Policies are generated automatically and will be ready for download once you complete your purchase. If for some reason you are not re-directed to your downloads page then please call one of our Agents on 0870 474 0148

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Goodbye Excess the one stop shop for all of your Excess Protection needs. Insurance premiums are going up and so are the excesses that insurance companies demand. Young drivers are hit the hardest so protect yourself TODAY! from a high and nasty Excess loss. Goodbye’s Motor Excess Insurance covers both cars and motorbikes so all you have to decide on is your level of cover and checkout. Happy Shopping!

RTR UK Limited is an appointed representative of Your Company Matters Limited, which is authorised by the Financial Conduct Authority (FCA), Ref 591949. RTR UK Limited is registered in England and Wales, Company No 05174365, Registered Address Dovecote House, Middlecliffe Lane, Little Houghton, Barnsley, S72 0HW.