Purchase Lifestyle Excess Insurance

  • Please choose your level of cover
  • terms-button-am-site-2
  • American Express
  • This cost is included in the cover price
  • This field is for validation purposes and should be left unchanged.

Excess Cover Levels

Benefits – Exclusions – Documentation

Product Summary

Mini Lifestyle Excess Protect
Excess Insurance that covers Home – Motor -Travel

Cover is provided for the reimbursement of the excess applicable under your Main Insurance Policy for which you are responsible following the successful settlement of a claim payment.

Cover is provided for the following policies; Home Insurance, Motor Insurance (Private Cars insured for Social Domestic and Pleasure and Commuting to more than one place of work including to pre-arranged appointments) and Travel Insurance.

The maximum amount payable under this Lifestyle Excess Protect insurance policy depends on the level of cover selected and for which the appropriate premium has been paid. Please refer to the certificate of insurance or confirmation of coverage document for your cover limit.

Who is eligible?

Who Is Eligible To Purchase This Policy?

Any person:
Permanently resident in the United Kingdom (England, Wales, Scotland, Northern Ireland, Channel Island sand the Isle of Man).
Aged at least 18 years of age on the date of purchase.
Main insurance policy (ies) means one of the following Insurance Policies which must be provided by an FCA regulated and UK domiciled insurer: Home, Motor (private car), Travel.

How it Works?

You have to select the amount of cover you require for the year. The options available to you for a 12 month policy are:

  • Annual Cover – £500 = £70
  • Annual Cover £1000 = £90
  • Annual Cover £2000 = £150

Prices are inclusive of IPT (Insurance Premium Tax)

What’s Covered

What’s covered?

You can claim on your Lifestyle Excess Protection Insurance policy for various types of claims – except where your excess can be reclaimed from someone else – e.g. in a non-fault motor accident claim where a third party is liable to pay your excess. Even then you can still claim on your Lifestyle Excess Protection Insurance policy if you can not get the money from the third party within six months. Windscreen damage excesses are not recoverable with Lifestyle Excess Protection Insurance. To find out more click on the key facts link below to see exactly what your policy covers.

For a complete breakdown of Exclusions and Benefits then please refer to this products Fey Facts and Policy Wording documentation.

Purchase Information


Please NOTE: Policies are generated automatically and will be ready for download once you complete your purchase. If for some reason you are not re-directed to your downloads page then please call one of our Agents on 0870 474 0148

If You Have Time Sharing This Page Would Be Very Much Appreciated

Goodbye Excess the one stop shop for all of your Excess Protection needs. Insurance premiums are going up and so are the excesses that insurance companies demand. Young drivers are hit the hardest so protect yourself TODAY! from a high and nasty Excess loss. Goodbye’s Motor Excess Insurance covers both cars and motorbikes so all you have to decide on is your level of cover and checkout. Happy Shopping!

RTR UK Limited is an appointed representative of Your Company Matters Limited, which is authorised by the Financial Conduct Authority (FCA), Ref 591949. RTR UK Limited is registered in England and Wales, Company No 05174365, Registered Address Dovecote House, Middlecliffe Lane, Little Houghton, Barnsley, S72 0HW.