When ever we buy insurance we always set ourselves a high excess as it seems the only way to get the price of the premium down.
We focus on saving money there and then and turn a convenient blind eye to the consequences of setting ourselves a high excess. For the most part it’s unlikely that any of us could actually afford the high excess we have just agreed too.
Insurance companies know this and use it to their advantage. They drop the price of the premium if we increase our Excess (liability). They wave goodbye to us knowing full well that they will never see us again unless we have a major incident. Any minor incidents will have to be paid for by us because of the rate of excess we have just taken out.
This scenario will never change so we just need to be as clever as the Insurance Companies
With RTR Protect you can negotiate a low premium by setting a high Excess because you can then offset that liability with one of RTR’S many Excess Protection products. If a Bank borrows money to an individual or organisation that they consider to be a high risk then they will take out a 3rd party insurance policy to protect themselves from that risk. This is exactly the same procedure only we the consumers are the beneficiaries. Makes a change!
If they can do it why shouldn't you?
We have a wide selection of Excess Protection products available so you should find one that best suits you. They each come with as many as 5 level settings so choose the one that meets the level of insurance excess you are liable for.
We cover the following sectors:
Motor
Home & Contents
Commercial
Fleet
Lifestyle
Our Lifestyle policy covers you for your Travel, Motor, Pet (Dogs & Cats ONLY) House & Contents. You will find out more about how each product works by reading the Key Facts pages we have on each product.
Please follow the links above and take a look see at what we have to offer!
Thank you
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The XS Cover Company is the Exclusive provider of Excess Protection Insurance products through Oddie Dalton.
The XS Cover Company and RTR UK Ltd are appointed representatives of Oddie Dalton & Co Ltd authorised and regulated
by the Financial Services authority no. 306267.
Registered in England no. 01090813. Registered office 124 Melton Road, West Bridgford, Nottingham, NG2 6EP
Tel: 0870 474 0148 - Email: info@goodbyeexcess.com
